The only truly individualistic health-care choice - where you receive care that is unpolluted by anyone else's funds - is to forgo insurance altogether paying out-of-pocket for health services as you need them.
There's a really unique relationship between a single parent and their child. Marriages so easily break up. There's kind of this temporary deal about marriages. That's one of the things that makes it stressful and that's something that's nonexistent in a parent-child relationship.