However I had a chance encounter with an admissions officer of Stevens Institute of Technology who so impressed me by his erudition and enthusiasm for the school that I changed course and entered Stevens Institute.
ACT and SAT each have their own parts of the country. The GRE has its lock on graduate admissions. And so one could blame the companies but really economically they have no incentive to change things very much because they're getting the business.
I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years.