I'm not a money manager but I can tell you what the conventional wisdom is. The younger you are the more risk you can take on.
Don't ever ever believe anyone who tells you that you can just get by by...
Yale is a crucible in American life for the accommodation of intellectual...
I had some of the students in my finance class actually do some empirical work on capital structures to see if we could find any obvious patterns in the data but we couldn't see any.