The state of New Jersey is really two places - terrible cities and wonderful suburbs. I live in the suburbs the final battleground of the American dream where people get married and have kids and try to scratch out a happy life for themselves. It's very romantic in that way but a bit naive. I like to play with that in my work.

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Urban America has been redlined. Government has not offered tax incentives for investment as it has in a dozen foreign markets. Banks have redlined it. Industries have moved out they've redlined it. Clearly to break up the redlining process there must be incentives to green-line with hedges against risk.