When families save they can get through emergencies like a bad harvest or a medical emergency. But it's more than that. They can also plan for the future gradually saving up for a small business or for their children's school tuition.

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There's a sense of aliveness that comes from connection shared experience. And you see it in every place. You see it when ball players jump up and down gather at home plate hugging and it's not just because they're winning it's that shared moment that feeling of - we enter the world alone we leave alone.