I have such happy memories of performing in a choir and I don't think I'd have got where I am today without all that experience. So my advice to young singers is to either join your school or church's choir or find one in your local area. Choral music at any level teaches you so much about musicianship and blending your voice.
A first-generation fortune is the most likely to be given away but once a fortune is inherited it's less likely that a very high percentage will go back to society.